Thursday, April 23, 2009

Multiple Skills For The 21st Centurey:Multiple Streams Of Income For Unlimited Wealth

That was the topic of the lecture I delivered to a selected group of University Students at the campus on the weekend Sunday 19th April, 2009.
The students were highly motivated and desperate to learn about personal development tips and how to be on top of their personal finances.
Their enthusiasm was infectious and that impressed me so much that I asked them to tell me some of their desires. I already knew that every normal human being have desires which they will be ready to do anything legitimate to achieve. Previously, I had learnt that human desires are many and cut across all races and religion. Men are the same every where in terms of what they want in their life time. So in order to practically engage my audience, I put it across to them to say their desires. I pointed at nine people who listed the following desires one after the order……..

1. Success
2. Good Health
3. Serve God
4. Be wealthy or rich
5. Authority/Power
6. To Be Loved
7. To Be secured
8. To own Business
9. To Look beautiful/decent/presentable

Those smart students who gave those correct answers got my free gift of Success Digest Extra each. Success Digest Extra is my top resource material that teaches you how to make money with peace of mind. It is the most demanded business guide that opens your eyes to money making ideas you never knew existed before. To subscribe for it follow these 2 steps:
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Okay. Enough of that.
What I shared with those group of students who cared enough to devote their evening to learn about financial education and personal development that can empower to start generating life time income right from the campus so that they can attain financial freedom is what you will get in this write up.

So what were they taught in that sensational and unforgettable moment?

13 Top Skills For The 21ST Century
There are skills compatible with the information age. Whatever vocation or profession you may belong, you need multiple skills to survive in the 21st century. Every skill you acquire have a cycle and season. If it is up today, it may be down tomorrow. A good example is the current global meltdown in the stock market.
Once there is no more demand for the service your skill can provide, you stop earning sustainable income from it. That can hut your finance and negatively affect your family. You want to be able to put food on your table so that your wife and children can feed well and live a good life but if your single source of income is blocked what can you do? I don’t wish that for your enemy.
Smart people in the 21st century knows that what they need to bullet-proof themselves from poverty and attain financial security is to acquire multiple skills and earn multiple streams of income.
These 13 Top Skills naturally attract income that could swell your bank account so let’s consider them one after the other………..
Skill 1 Entrepreneural Skill: You need to learn to make money one way or the other. You want to be rich or wealth. Wages can make you comfortable but you only be wealthy when you make profit. The only way to profit is through entrepreneurial vocation. Every profession has its entrepreneurial side. Explore it. It is a vital skill for the 21st century. Learn to create wealth through business enterprise.

Skill 2 Internet Skill: Every top money earners and highly rated professionals in every field are internet savvy. You want to get to the top right? You need to acquire internet skills. You don’t have to know everything but know basic concept of how it works and how you can use it profitably.

Skill 3 Computer Skill: This is closely related to internet skills. Get familiar with basic computing skills. Enroll for a computer training class. It is one of the vital machine you cannot ignore in the 21st century. Learn how to operate the computer by yourself. There is a way you can operate the computer without typing skills if you are scared of taking typing lessons. Money will follow this skill. It is guaranteed. Top companies want people in their organization in specific fields but they must be able to use the computer machine. So empower yourself and make yourself attractive to your prospective employer.

Skill 4 Writing Skill: Can you talk? Then you can write. Put down your thought down on paper. You can do this easily and inexpensively. You can afford to get a pencil and jotter right? So learn to write as if you are talking. That is what I am just doing as I write this article for you to read. It is as if I am talking to you. Are you following? Ok.
Know certainly that some people are right there waiting for you to share your knowledge with them. Writing it down makes it easy for these people to learn from you through your books when you are not physically there. There are software you can use to translate your voice to letters and simple book people can read. It is a time tested skill that generates life time income if you master the skill.

Skill 5 Sales Skill: No one get to use your service if you don’t offer it to them. When you sell successfully, you will make money. When you make money, you can earn profit. On vital skill you must acquire is how to sell yourself successfully through life. Napoleon Hill has done justice to this topic in his book-Think and grow rich. Leave a comment on this post at the comment link if you wish to get a free copy of the powerful, life-changing book.
Skill 6 Budgeting Skill: A vital skill you can certainly not afford to ignore in the 21st century is how to budget your time and money. Determine in advance how you want to spend your money before you get it physically. You can double your income instantly with this skill. You will be empowered to be more productive and highly effective. Most income earners fail in their quest to be financially secure and free because of lack of this skill.

Skill 7 Copy Writing Skill: How do you attract people to beg you for your service or product? It is through persuasive writing skill. Your offer must be compelling and crowd pulling. It must grab the attention of the readers. This is the secret behind the success of newspapers and highly successful publications. It about knowing powerful words that sell and make your offer irresistible. You need to learn this skill. With this singular skill, your clients will keep on asking for more.

Skill 8 Money Management Skill: No matter how much you earn if you don’t know how to manage it, you cannot expect to become rich or wealthy. It is easier to spend money than to manage it. Your attitude to money is vital to your financial success and the only way to attain such lofty height is to learn how to manage money. It is a time tested, proven strategy for creating and building wealth. You should master this skill. It will empower you to generate income for life. I shall elaborate more on this very soon.

Skill 9 Marketing Skill: Getting your prospective clients to know about your service or product and getting it into their subconscious mind until they are consumed with the desire to exchange their money for your service is what marketing is about. People must be exposed to what you have to offer before they can buy it. If they don’t know about it, they won’t buy it. If they don’t buy, you won’t make money.

Skill 10 Public Speaking Skill: Some folks find it very difficult to stand before people to talk. They are scared to hell just because they lack the ‘know how’. If you want to truly make friends and positively influence people, this is a vital skill to acquire. Some doors cannot be opened for you until you acquire this skill. It will connect you with people you never imagined you can meet in your life time. Apart from that, this industry is a multibillion dollar income generating niche.

Skill 11 Organizational Skill: Learn to get people to do certain defined project within a limit of time. This skill will position you for leadership automatically. It is about using the talent and time of others to achieve a target. In your case it could be to make more money.

Skill 12 Farming Skill: Not the type you are thinking about. Simple gardening is the most popular aspect of this skill. What about keeping a backyard poultry or snail raring? This skill puts you in control of the king of food and meat you eat and it is vital for your good health and long life.

Skill 13 Cooking Skill: People like good food. It adds pleasure to life and guarantees satisfaction. There are recipes that keep those who eat licking their fingers while they ask for more. Special recipes once you know them are needed by other people hanging out there. They will be ready to pay you to teach them how you do it so effortlessly to the delight of others.

There you have it. Multiple skills that guarantees you continue to generate a life time income.

I had promised to elaborate on money management skill earlier in this write up. So let us talk about it but succinctly.

7 Money Management Skills Guaranteed To Put You OnThe Path To Wealth

These are the money habits of the rich. You need to adopt it from today to spice up your personal finance.
1. Value It. What is the value of money to you? Do you know that you can get rich on one dollar a day? You can replace that with the currency of your country wherever you might be reading this piece. At the rate of 20% interest, one dollar will be $1million in 32 years. So that one dollar in your hand is a money seed. It is a potential million. Don’t waste it. Value it.
2. Control it. You should be able to determine where your money goes. Do this in advance. Write it down. Get a ledger book for your expenditure so that you can track how you spend your money. You will have information of how usefully you have been spending your money.
3. Save It. Expert advice that you save at least 10% of your profit or wage. Pay yourself first. By saving money, you are laying the foundation for your wealth. The money you save will save you. The money you save must have a purpose. In summary, if you don’t value money, you won’t make the effort to control it. If you don’t control it, you won’t be able to save it. If you can’t save it, there won’t be any surplus to invest. That leads us naturally to the 4th money skill you must acquire.
4. Invest It. There are investment vehicles you can use to multiply money. Stock market investment and real estate guarantees a life time of passive income. Learn to invest. This is what you should use your savings for.
5. Make It. This is the entrepreneurial side of money. This is the path to regular income and profit. With wage, you earn income but with making money, you can generate profit.
6. Shield It. The rich set up corporation to protect their wealth. You should think about that after you had successfully reach step 5.
7. Share It. Bill Gates foundation is currently sharing his life time wealth with poor African Countries to fight polio virus and malaria scourge. This is how to put wealth to work. Use it to empower others and add value to their lives. Make them live comfortably through humanitarian services. Bill Gates has estimated that for the next 100 years, he will keep on spending money without having to work for money again. He earn $3million per day.

Yes. There is it. The hidden money management skills you had always wanted to know. I hope you’ll give yourself the chance to profit from this life-changing information. Take ACTION and take practical steps to implement them personally.

Friday, April 17, 2009

Success Secrets Of The Great

What makes the great become so powerful? Enormous success power is not born with anyone. It is a skill acquired through life. You too can set yourself on the springboard of success used by the great of all ages. Here are the tips in simple A,B,C, form.

Abhor Failure
If you want to succeed , you must start well. What you do from the word go will determine to a larger extent what will happen to you. I mean whether you will succeed or not.
You must abhor failure if you want to succeed in life. Failure is very friendly. It is very, very easy to fail. It costs you nothing to fail. What I’m saying is that you must hate failure. Make it your enemy and you will be making a good start.

Be Yourself
You are a unique being that’s why you are different from others. That is why you bear a name peculiar to you. You have talents and gifts which God the creator has given you to excel so make sure you know yourself. Some people call that one self discovery.

Create Something
Yes! Folk, you can create something unique and peculiar. You can create a business opportunity, a good, a service, a model or any other thing you could imagine. You have the innate power. As a student, you can create a formula like Philip Emeagwali; as an entrepreneur, you can create a fast selling magazine like SunnyOjeagbase(Success Digest). Create something to give to others and success will be trailing after you.

Desire Success

As a man thinks in his heart so he is. If you desire to succeed, you shall succeed. You cannot have anything except you first desire it. Napoleon Hill spoke about it, Sunny Obazu repeated it. W.F. Kumuyi spoke about it in 4Ds of success. Great men who have succeeded in their vocations mentioned it. As simple as eating food is, you do not do it except you first desire it.

Enlist With Successful People
You cannot do what you want alone. You cannot achieve greatness in isolation. What you need is in the hands of other people. If you are a student, join the group of brilliant students in your class who knows better than you do. If you are an entrepreneur, join business groups which meet your standard. You will gain a lot from others and make life long contacts.

Frugality Is A Must
Be a good money spender and keeper. Waste no money. Money makes wealth but both of them are shy. If you know how not to waste money; if you know how to manage money; if you know how to handle money, you are on your way to success and wealth acquisition.

Gratitude
Learn to say thank you to God for your life everyday. Thank Him for the gifts He has endowed you with which money cannot buy. I mean good health and the ability to do what you are doing now. Learn to thank those who have helped you before, those who are helping you now and those whose favour you anticipate in the nearest future. This matters a lot.

Hone Your Skills
Do you know how to read? Continue to improve on it. Do you know how to sing? Improve yourself daily. Do you know how to communicate effectively? Go after better communication skills. If you know how to teach, make sure you are getting better on the job. Do not be discouraged. Keep on moving. Keep on growing in it and success shall be following after you.


Industry Is Vital
Success can never come near a lazy man or woman. If you are a time waster you cannot succeed. An hour wasted on unprofitable or unproductive activities is an hour far from success. Work steadily, work consistently, work with enthusiasm, work with dignity. You shall soon get there. The world shall soon celebrate you.

Just Do It
Whatever your hands find to do, do it with all your might. Do not be ashamed of any legitimate work that can earn you income. Continue working with diligence and that will be your stepping stone to greater heights.

Kindly Say No
You will have occasion to say no to irrelevant things in your life. Do not shy away from the truth. Kindly say no when it is necessary. Proposals that negate your dream and life goals shall be presented to you. Friend, learn to say No.

Love At All Times
Life will be empty without love. It is the essence of giving. It is demonstrated by giving what you have to others. It may be a service or product. It may even be your time, money or counsel. When you give to others, nature will set circumstances in motion to reward you for your benevolence.
Jesus Christ gave His life to save man from sin. He became the most talked about personality over the ages. Napoleon Hill gave “think and grow rich “ to the world; his legacy keep on enduring changing men’s life daily.

Mean What You Say
The words of your mouth will play a major , significant tangible role in your success in life. Be a man of you words. Be firm to say yes when you mean to say so and say No when you mean it. What I’m saying is that you must be honest and trustworthy. People do not like those who deceive them. Be predictable. Have integrity! In other words, let your yes be yes and your No be No.

Never Doubt Your Ability
If you do not have faith in your ability, you cannot go far. Believe in God and believe in yourself too. An unstable man cannot receive anything good from God. You can do that thing you have been dreaming about. It does not matter how long it might take you to achieve it. Stay connected! Stay motivated! Stay believing! You are able. David conquered big Goliath in the Bible. You can overcome your failures too. Have faith in God. Try that idea and you shall make it.

One Step At A Time
Do not rush things in life. Move step-wisely and with compact organizational ability. Do not be in haste. Take one step at a time. By so doing you shall prolong your life and conserve a lot of energy for future exploit.

Persistence Will Help You
Is there any uncompleted project being undertaken by you? Is there any goal you are yet to accomplish? Is there any product you have not succeeded at launching? Is there any subject you are yet to fully understand as a student? Don’t give up! Keep on working. Continue to read and study until you make it. You might need to double your effort or solicit for more assistance. You might need to engage the service of another person better than you. Move forward. Don’t be discouraged by the temporary setback. You shall have the desired breakthrough and excellent success if you are persistent.



Questions Surely Lead To Breakthrough
He who ask shall receive. If you cultivate the habit of asking questions, you are on your way to unlimited success. Ask questions! It might be your torchlight to stardom. How can I improve on my performance: how can I get what I want; who can bail me out of my predicament; who will buy my products; who can I assist? These are powerful questions that can change your life’s fortune.

Remain Focused
Never be distracted. Do not be moved by people who does not share your vision. Leave them where they are and march forward. They will surely celebrate your success with you when you eventually get there.

Stay Refreshed
Life is full of battles, pressures and it’s twin sister called anxiety. You can be free from these great giants and killers by making the Holy Bible your companion. It contains great messages that will keep you refreshed, relaxed, rejuvenated and reinvigorated. Do not neglect this book of books. It is the root of success and dominion for millions of achievers the world over.

Trust In The Lord
Trust in the Lord with all your heart. You cannot do anything without Him. Always look up to Him for help. He can make a great difference when other things fail. Remember that those who trust in God shall be like mount Zion that cannot be moved but abide forever.

Use Your Opportunity
Never refuse any opportunity that comes your way to showcase your talent, skill, gifts or service. Do not withhold your service from those who need it. As you help others, you are sowing seeds that will grow into a great tree of success.

Vengeance Is Ruinous
Has anybody offended you? Please forgive! Don’t take it to heart. Make your mind known to the person as quickly as possible and forge about it. Don’t avenge yourself. Let God fight for you. The path of vengeance might be too rough for you. It will surely affect your health, depress you, distract you, demobilize you and even elevate your blood pressure. It will be disastrous if you allow the ghost of your offender to hunt you. Keep calm, cool and peaceful.

Wait On The Lord
God has a divine plan for your life. He has timed the events of your life. His time is never too late. He will give you good things of life in His own time. He surely makes all things beautiful in His time. Don’t forget that they that wait on the Lord shall renew their strength. They shall mount with wings like eagles.

X-Ray Yourself
The x-ray reveals things that are hidden. Regularly check up on yourself. What is your attitude to life, people, relationships, friendship, partnership or commeradeship. Is it positive or negative? Is it cordial? Is it benefiting? Is it encouraging? Think about these things and make correction where necessary.

You can’t Beat God Giving
Hmm! Do you want to prosper in life? Do you want riches and God’s favour, do you want open doors in the midst of closed doors, do you want to achieve your goals with jet speed? Give to God. This you can do in tithes and offerings. Special occasions will arise when you’ll need to demonstrate your love for God. Give and it shall be given unto you; good measure, pressed down and shaken together shall men add to your bossom.


Zion Is A Place To Dwell
Mount Zion typifies a place where people meet with God. It might be in the church, special retreats, seminars or revival meetings. Do not neglect these programs. They are powerful avenues to making it big in life.

Tuesday, April 14, 2009

Reaping a Multiple Reward by Jim Rohn

For every disciplined effort, there are multiple rewards. That's one of life's great arrangements. In fact, it's an extension of the Biblical law that says that if you sow well, you will reap well.

Here's a unique part of the Law of Sowing and Reaping. Not only does it suggest that we'll all reap what we've sown, it also suggests that we'll reap much more. Life is full of laws that both govern and explain behaviors, but this may well be the major law we need to understand: for every disciplined effort, there are multiple rewards.

What a concept! If you render unique service, your reward will be multiplied. If you're fair and honest and patient with others, your reward will be multiplied. If you give more than you expect to receive, your reward is more than you expect. But remember: the key word here, as you might well imagine, is discipline.

Everything of value requires care, attention, and discipline. Our thoughts require discipline. We must consistently determine our inner boundaries and our codes of conduct, or our thoughts will be confused. And if our thoughts are confused, we will become hopelessly lost in the maze of life. Confused thoughts produce confused results.

Remember the law: "For every disciplined effort, there are multiple rewards." Learn the discipline of writing a card or a letter to a friend. Learn the discipline of paying your bills on time, arriving to appointments on time, or using your time more effectively. Learn the discipline of paying attention, or paying your taxes or paying yourself. Learn the discipline of having regular meetings with your associates, or your spouse, or your child, or your parent. Learn the discipline of learning all you can learn, of teaching all you can teach, of reading all you can read.

For each discipline, multiple rewards. For each book, new knowledge. For each success, new ambition. For each challenge, new understanding. For each failure, new determination. Life is like that. Even the bad experiences of life provide their own special contribution. But a word of caution here for those who neglect the need for care and attention to life's disciplines: everything has its price. Everything affects everything else. Neglect discipline, and there will be a price to pay. All things of value can be taken for granted with the passing of time.

That's what we call the Law of Familiarity. Without the discipline of paying constant, daily attention, we take things for granted. Be serious. Life's not a practice session.

If you're often inclined to toss your clothes onto the chair rather than hanging them in the closet, be careful. It could suggest a lack of discipline. And remember, a lack of discipline in the small areas of life can cost you heavily in the more important areas of life. You cannot clean up your company until you learn the discipline of cleaning your own garage. You cannot be impatient with your children and be patient with your distributors or your employees. You cannot inspire others to sell more when that goal is inconsistent with your own conduct. You cannot admonish others to read good books when you don't have a library card.

Think about your life at this moment. What areas need attention right now? Perhaps you've had a disagreement with someone you love or someone who loves you, and your anger won't allow you to speak to that person. Wouldn't this be an ideal time to examine your need for a new discipline? Perhaps you're on the brink of giving up, or starting over, or starting out. And the only missing ingredient to your incredible success story in the future is a new and self-imposed discipline that will make you try harder and work more intensely than you ever thought you could.

The most valuable form of discipline is the one that you impose upon yourself. Don't wait for things to deteriorate so drastically that someone else must impose discipline in your life. Wouldn't that be tragic? How could you possibly explain the fact that someone else thought more of you than you thought of yourself? That they forced you to get up early and get out into the marketplace when you would have been content to let success go to someone else who cared more about themselves.

Your life, my life, the life of each one of us is going to serve as either a warning or an example. A warning of the consequences of neglect, self-pity, lack of direction and ambition... or an example of talent put to use, of discipline self-imposed, and of objectives clearly perceived and intensely pursued.

To Your Success,
Jim Rohn


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Monday, April 6, 2009

The Power Of Contentment

Virutues are to be acquired and imbibed in our lives so that we can achieve our goals and live happily. You can set goals, take step to implement them and even succeed at it but if one virtue that I will reveal to you shortly is missing, there is no guarantee that your success will be permanent.
Contentment is a golden virtue that guarantees success.

Someone once said that the inventory of the richest man in the world who lived in happiness at that time include the following:

1. Happiness through helping others

2. Sound health by temperate living

3. Love and respect for manking

4. Engaging in labour of love

5. Daily prayers not for riches but for more wisdom

6. Speaking no guile of anyone.

7. Sharing blessings with those who desire them

8. Being in good terms with conscience

9. Freedom from greed

10. Working in concert with natures' laws

As I ponder over these virtues, I see contentment written all over it. In the bible, we read in 1 Timothy 6 verse 7 that 'we brought nothing into this world and it is certain that we can carry nothing out'. Living in contentment means accepting your present situation and living happily in it while looking forward to better days ahead.

The power of contentment will work for you when you seek not what is not yours. You want to work hard to merit your own blessings and wealth. The power of contentment makes you to stay in good and sound health so you can live long to enjoy the fruits of your labour. This is a vital key to success. Use it for maximum profit.