29 Proven Ways To Overcome The Enemy Called Average: Timeless Strategies You Can Readily Apply To Get To The Top And Stay There................

The Oxford learners dictionary's definition of average as being ordinary and not special entices me most.  It is the perfect description of the graphical picture I wan t to paint before you in an attempt to make this lecture highly penetrating to your mind. Think about it.  Living an ordiary life is not what you actually want.  You want to be special and be so treated.  Evne God made you wonderfully but you have lost the essence of that unique creation.

There is an enemy working in your life and working on you.  It is called avaerage.  Average is the same as mediocrity.  It keep you on the comfort zone.  You think there is no need to improve.  Where you are is okay for you though you have been there for a long time.  Your first degree is you most cherished certificate though you have got it since the past 20 years.  The enemy called average has blindfolded you from seeing the need to get retrained and better.  As a result, the world has left you behind and you have robbed yourself of achieving your maximum potential.  Is that how you want to continue?  I don’t think so.  You need to break your fallow ground and start sowing new seeds.  John L Mason rightly said that average is bounded in the north by compromise, in the south by indecision, in the west by lack of vision and in the east by past thinking. You will agree with me that this greatest enemies of yours have been responsible for your stagnation and ordinary life over the years.  This is the time for a turning point.

25 Proven Ways To Defeat The Enemy Called Average

1.       Start Using Your Unique Abilities: There are certain things that make you unique.  God deposited them in you when you were created.  Look inwards and start using your unique abilities.  Joseph knew how to dream and he did it exceptionally well.  Initially, he knew nothing about interpretation of those dreams but later, he developed that unique ability to the point of becoming an interpreter of dreams.  His unique abilities promoted him to the throne in  a foreign land.

2.       Open Your Eyes To See Opportunities Where You Are: There are opportunities where you are.  These opportunities are avenues to add value to other people’s lives.  They are opportunities to serve.  Use what you have now right where you are.  It si a sure-fire path to the top.

3.       Build Your Gifts And Talents: God’s gifts in your life are deposits not loans.  The more you use them, the better, greater, stronger and more valuable you’ll become. Develop your gifts, put them to good use; they will provide information, insight, and revelation that cannot be received from any other source or in any other way.

4.       Aim For Excellence:  You need to do more than exist.  Try to live a profitable life. Do more than grow. Make sure you bloom.  It is very vital that you do more than spend.  Learn to invest.  Don’t just work for the sake of working, aim to excel.  Do more than helping people, make yourself available to serve them too.  Do more than reading, apply what you read.  Do more than advice, go out of your way to help.

5.       Commit To Reading Today So You Can Be A Leader Tomorrow:  The greatest miracle you can create for yourself is the miracle of self development.  Keep on learning.  It brings approval into your life.  Reading is the only sure way to develop your mind and become wiser and more valuable over  along period of time irrespective of your physical condition.  The biggest room in your house is the room for self development.  Live in it!

6.       Take Firm Decisions And Quit Doubting:  A double minded man is unstable in all his ways.  Indecision and doubt deep you moving in the middle of the road.  The middle of the road is the most dangerous place to be.  Indecision and doubts exposes you to making more mistakes and going the wrong way.  The more mistake you make, the more failure you encounter.

7.       Stay Out Of Your Own Way:  If you want to know who is responsible for most of your troubles, look out in the mirror.  You are your own greatest enemy.  If you believe in yourself, you’ll still succeed even if nobody believes in you.  But you will never succeed if you don’t believe in yourself.

8.       Don’t Be Slothful:  Whatever your hand finds to do, do it with all your might.  If you are a cleaner, be the best cleaner.  If you are a counselor, let people see you as the best.  Don’t put what you have to do yesterday away till tomorrow.  Do it now! Today is all you have.  Yesterday is gone.  Tomorrow never exist.

9.       Put Safety Last: Dare to take risk.  Sitting down is a risk.  Walking on the street is a risk.  Going to school is a risk.  Be a risk take.  It is better to be a lion for a day than to be a sheep all your life.  If you dare for nothing, you’ll get nothing. You need to be bold and courageous.  Success favors the bold.

10.   Be In Control Of How You Spend Your Time: Apply the 6 by 1 rule to be in absolute control of your time.  The rule explains that if you ant to execute any vital project, devote one hour daily to it for six consecutive days each week.  Sooner than what you think, your desire will become a reality.  The more control you have over your time, the more freedom you gain to enjoy life.

11.   Add Patience, Perseverance And Endurance To Your Life: These are vital virtues you must cultivate.  One person s’ patience, persistence and endurance will accomplish more than a thousand people with interest alone.  The story of the Chinese bamboo is instructive here.  For the first four years, they water and fertilize the plant with seemingly little or no results.  In the fifth year, water and fertilizer is again added and in five weeks, the tree grows to ninety feet in height.  What can you learn from that? Patience is the sure-fire way to maximum results.

12.   Learn To Ask The Right Questions:  A simple question like ‘what ca I do to make better use of my time, can open your eyes to opportunities you had hitherto ignored.  Asking right questions could save you.  It could promote you.  It could preserve and protect you.

13.   Build A Strong Character: Your character grows from your habits.  Choose godly and golden habits other people will respect you for.  A good name is rather to be chosen than silver and gold.  A man is truly rich by what is in his heart not by what he has in the bank.  Remember that the integrity of the righteous shall save him.

14.   Use The Weapon Of Honesty To Be Accurately Directed: Honesty is a hard-to-find virtue today.  But is  is a great weapon to be accurately motivate and directed. Any hope built on lie is always the beginning of loss.  Lie is a trap.  Don’t let yourself be entangled by it.  Speak the truth always and the truth shall set you free.

15.   Change Your Strategies, methods And Training When Necessary: Your past methods may not be useful for today.  You need to know and understand that life is always at some turning point.  Learn new skills if necessary.  Make new friends if necessary.  Change career if necessary.  Yesterday’s formula for success is often tomorrow's recipe for failure.  The road to success is always under construction .  identify the change you need to make and don’t waste time to do same.

16.   Stop Worrying About Yesterday: Your past is gone.  Choose to be forward- focused and not past-possessed.  There is no longer live in the past.  Learn to profit from past mistake and move forward.  Take immediate steps to invest in your future.

17.   Don’t Despise Small Beginning:  If your beginning is small, your end will be great indeed.  Don’t despise your place and hour.  Today is the best day you have.  Use it wisely.  Your future is already in your hands.  It is hidden in your day.  What you are doing now will mold your future.  Stop dreaming about the future.  Start working towards it.

18.   Stop Worrying, Quit Fear: Worry and doubt are the interest you pay on something you will never own.  The less you worry, the more ideas, insight and revelation you will have.  Replace fear with faith and worry with hope.  Worry leads nowhere.  Never let it direct your life.

19.   Mind What You Say: Guard your words.  They are seeds planted in people’s lives. Don’t be known as a negative person.  Say no to complain and murmur.  They make you irresponsible.  Speak right words. Your words should work for you not against you.

20.   Make Wise Choice:  Choose rather to be better than being biter.  Choose to be rather enthusiastic than lukewarm.  Choose to be committed not lazy.  Choose to be selfless than being selfish.  Choose accountability over irresponsibility.  Choose more of God than more of everything else.

21.   Don’t Give Up: God does not give up.  Never, never give up.  Hold on to your dream. Keep working on your goal.  He that began a good work in you will perfect it.  Quitters never win.  Winners never quit.  God is faithful.  He will never fail. Hold on.

22.   Write It Down. The key to successful goal is to write it down.  Crystallize your dream on paper.  Put it down on paper so as to give it a life of its own.  When you write it down, your subconscious mind will see a reason to work on it continually until it is achieved.

23.   Be Happy And Enthusiastic: Laughter is like a medicine.  Smiling is a proof that you are happy and enthusiastic and it is always a choice not a result.  No one wants to be with a man who is always sad and want to draw the sympathy of others.  Be filled with joy in your heart even when thins are not going the way you want it.

24.   Stop Giving Excuses: Some give excuses why they cannot perform a given task.  Well, that’s not the way of winners.  Those who mater in life find ways to perform given tasks even with limited resources.  That’s how great managers are made.  Stop given excuses for your failure.  Take responsibility for whatever happens to you and don’t shift blame on others.  Excuses limit your potentials.  It puts God out of the picture and put you first.  Believe that all things are possible with God.

25.   Don’t Dwell On Past Victories: Keep on looking forward and moving forward.  You should be growing from time to time.  Decide to find better opportunities to do something  new. Stagnant water ends up smelling but a flowing river keeps fresh.

7 Habits Of Highly Successful People

That headline is not my original idea! It was coined directly from a book written by Steven R. Covey. The ideas revealed in the book would form the template for this lecture.

How can you validate durable truths you can apply to your life, family, business and society in general. These ideas will surely guarantee you a place among great leaders if you follow the principles freely shared as we progress.

Steven Covey says ‘If you want to achieve your highest aspirations and overcome your greatest challenges, identify and apply the principles or natural law that governs the results you seek.’ For the farmer, the principle of sowing and reaping govern what they do. Any farmer who fail to sow should forget any harvest! That principle is universal and cannot be broken. The point is that, you’ll need to change your thinking to finding out prinicples that govern each action you take from now on. Another principle you’ll want to know at this point is that of giving and receiving. What about the principles of wealth multiplication? If you can’t invest, forget about getting wealthy.

Steven found out after many years of research that successful people have certain habits common to all of them. Here is the checklist for these life-changing habits:

1)      They Are Proactive: Being proactive means thinking ahead about what you want to do and where you want to be in the future. This is the way to take charge and be in control. Proactive people have freedom of choice and they make maximum use of it. It shows they are responsible. They make conscious choice based on values rather than feelings. Being proactive promotes initiative, self awareness, imagination, independent will and stimulate prepared response to any situation that one come across in life.

2)      They Begin With The End In Mind: Even Jesus Christ when He was in the world, said ‘who among you want to build a house without first taking stock whether he will be able to finish it’. This habit is based on the principle that all things are created twice, first in the mental realm and second, in the physical realm. Apart from the example Christ gave earlier about building a house, you can think about applying it in business. You must determine what kind of products you want to sell and the kind of people you want to sell to and where to locate your business. You also think about how to find money to do the business. All these point to one thing, the need to begin with the end in mind. That’s what successful people do and you must do same if you want to be successful.

3)      They Put First Things First:  Goethe says ‘things which matter most must never be at the mercy of things which matter least’.  Just as you must put spiritual things before the physical, so also must you order your priorities right. Mary decided to listen to Jesus first but marther prefered to stay at the kitchen cooking. At the end of the day, Mary received commendation for putting first things first. This habit is common among successful people. It is the secret of effective time management.

4)      They Understand The Paradigm Of Interdependence: Self ego must be done away with if you want to succeed. Successful people try to understand others so that they too could be understood. Take time to invest time in others to know them better so as to build life time relationship that is mutually beneficial. It is the skills that is deposited  in the emotional bank account of others. Think about what others will benefit before what you will benefit. Think win/win.

5)      They Master The Art Of Empathic Communication: The highly successful are very good in listening to others. They do it to give others chance to express themselves. This skill makes it possible for others to feel important and by so doing willing to cooperate. You need the cooperation of others. Listen to them.

6)      They Synergize. This is gaining the trust of others. You need others to trust  you and your ability in other to succeed. Remember that when trust is missing in any relationship, such relationship or union cannot last.

7)      They Sharpen The Saw:  Successful people work on their weaknesses and improve on it with time. Don’t neglect the need for improvement in any area you are found lacking. Make corrections, read good books, attend seminars and workshop to hone your skills or acquire new skills that’ll lead you to the top of the ladder of success.

 

How To Write And Get Your Books Published

Think And Grow Rich is a popular and useful book that has transformed the lives of many people all over the world. If the book was not written, nobody will be able to read it not to talk of gaining from it.

The power of books is amazing. It can transform the fortunes and destinies of people and change their stories from zero to hero. Ben Carson read a book and his life changed forever. Sunny Obazu Ojeagbase read a book and he never remained the same.

Apart from changing lives, books influence minds and changes the fortunes of those who care to write it and get it to those who needs it at a ready price they are ready to pay.

This write up is not about books. It is about you. Do you have a talent for writing? Are there ideas flowing in your mind and you are absolutely sure that others will need it? Have you written a book and it is rotting away on your desk because you don't know how to get it published. If you even know how to get it published what about the money to publish it? I see. That's your own problem.

Wipe off your tears because you'll soon smile and your neigbour will wander why you have become so excited like charge electrons of recent.

What My Mentor Taught Me About Writing Books

Yes. I have a mentor. If not for my mentor. I couldn't have had my book written so easily and get it published.
If you are really serious about writing your first book, it is necessary to pay attention to the proven secrets placed on my hands by my generous mentor who showed me the painless way to write and publish.

In the teaching of my mentor, I discovered the secrets of his rising profile and a highly sought after author and influential citizen of my country.
So you want to ask me to quickly expose the secrets? No problem. That's what I am about putting in your hands free.
* He thought me to get a pencil and paper/notebook. That's very cheap you may say.
* He said I should write just as if I am talking.
* He told me never to write anything until I find those who are in desperate need of my knowledge.
* He gave me a proven idea of profiting from my book without having to sell it in any bookshop...ever.
* In order to turn the table against pirates, he shared the proven secrets of monopolizing my book and making sure nobody gets to steal it from me in any way.
Above all, he showed me, the well kept secret of highly successful publishers who have profited from their writing gift.

I went ahead to implement those secrets and without pain. I effortlessly published my first specialized book which is still very hot in the market But.......It is hard to come by because I'm playing the monopoly game. Think about the profits and gain through this timeless method of writing and publishing.

This Is Your Own Chance To Write And Get Published Without Pain.......

I want you too to be a successful author. You too can profit from the author inside you. I invite you to check out this Free Report that reveals everything you want to know about How To Write And Get Your Books Published.......

I am giving this Free Report to limited number of people. You have to be fast if you don't want to miss out......

How To Write And Get Your Books Published

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Inspiring And Street Smart Success Lessons From 12 Great Nigerians

The fastest way to failure is to ignore people who have succeeded in the field in which you want to succeed. On the other hand, if you want to achieve lasting success, the fastes path is to learn from those who have been there before. The secret of those who have achieve greatness is hidden in their stories.

In this lecture, you will have the advantage of learning success lessons from 12 great Nigerian who have made it in this land. Forget about what people are saying. Nigeria is a fertile land. Those who saw it that way and took action reached the promised land. Some of the things that made them highly sought after is what you'll find in this lesson.

They cut across all facet of the Nigerian strata. Some are in the transportation industries. Others are in the food and beverages, sports, publishing, ICT, custume, event planning and journalism. One thing-they all have different perspective to success.

It is believed that you'll find your own path from the traces they left behind in the path they have tread.

Success Lessons From 12 Nigerians You Cannto Ignore

Here are the 12 Nigerian you may want to know:

1. Frank Nneji: He is the CEO of ABC Transport. When he was a corps member, he raised N750 to start his business. He had no formal education in business and he was inexperienced but he dived into the shark infested world of business at age 23. Today, he is an example in how to run consistent profitable business enterprise and still remain credible. Here are the success lessons from this great Nigerian:-
   

• Define your goals clearly
  
• Never allow people to discourage you from pursuing your dreams
  
• Have a dogged determination to succeed
  
• Become an expert in your field.
  
• Read, read, read and study to master your area.
  
• Delay gratification.
  
• Take risks, use resources and capital to create wealth.
  

You can call those lesson 7 street smart success lessons from Frank Nneji.

1. Otunba Isaac Durojaiye: He was the one who opened shop for business and never had a single customer for 4 years. This is to say, he waited for 4 solid years to make his first sale is business. He is the one who pioneered human waste management business in Nigeria and on a large scale. He created the slogan ' shit business is serious business'. He is the CEO of DMT Mobile Toilets. What success lessons can we learn from this great Nigerian?
   

 

 

 

 

 

 

Determine God's purpose for your life and stick to it.
Be pragmatic. Trust your intuition.
Do extensive research.
Always believe that in crisis time, there is a miracle.
Get ready to pay the price.
Start with what you have

Let's call his success secrets 6 Wonderful Steps To Enduring Success.

1. Abolaji Osime(Mrs): This enterprising young woman is a serial entrepreneur. She is the CEO of world of fun and global international college. She is a hyper active woman whose organisation has placed more than 300 Nigerian in different universities in the UK. Here are success lessons we can extract from her:
   

• Never be afraid to start things differently.
  
• Learn to foresee problems before they come.
  
• Learn from those ahead of you.
  
• Pay attention to the business side of what you are doig.
  
• Be daring. Make impact.
  
• Help others to succeed.
  

Her lessons reveal to us 6 Practical Ways To Sweet Success.

1. John Tani Obaro: If you have heard about SystemSpecs, this is the man who created it when software rarely existed in the vocabulary of many Nigerians. He left a comfortable and high paying jobn to pioneer software development business in 1991. The success in his chosen business shows a clear pathway to a focused life. Here are the success lessons from this guru:
   

• Learn to define your niche area.
  
• Focusing your energy helps you achieve a lot.
  
• Be well organized and always play to your strength.
  
• Trust God.
  
• Have a long-term vision.
  

In Obaro we see 5 Uncommon Success Lessons You Must Adopt Now!

1. Bamidele George: This philantropist run an orphanage in Lagos, Nigeria. Her passion is to love and care for abandoned children. She believes in living for a cause bigger than oneself. Her real life started in 1990 when she discovered that her pupose in life was to care for the less priviledge in the society. She shows us less talked about path to success thus:
   

• You need a good relationship with God.
  
• You must be goal-oriented.
  
• Background and challenges of life can be indication of ones calling.
  
• It is important to take notes.
  
• Start on time.
  
• Take advantage of role models.
  
• Carry your family along and engage their support.
  

1. Pat Utomi: He is well known as a practitioner and teacher of entrepreneurship. He is a multi-talented Nigerian with core conpetencies in teaching and creating new businesses. He was a special assistant to former President Shehu Shagari at 27. He was also the Managing Director of Volkswagen Nigeria at 32. His life shows teaches us that you are not limited by the lower made at the university. He came out with a second class lower grade. What success lessons can we learn from him?
   

• What makes for success is strenth of character, knowledge and a sense of service to others.
  
• Stay close to values that are good and keep reinforcing them.
  
• Be contented.
  
• Follow your desire even if people think you are crazy.
  
• Never give up.
  
• Think creatively.
  
• Do what others overlook.
  
• Increase your skill level.
  
• Stop comparing yourself with others.
  
• Work hard. Nothing just happens.
  
• Respect other people no matter their status in life.
  
• Be obsessed with self development.
  
• Do the work you enjoy.
  
• Get mentors.
  

Are your eyes open to the 14 Creative Ways To Achieve Success In Record Time? That's what Pat has shown in his success lessons.

1. Sunny Obazu Ojeagbase: He was a recruit in the Nigerian army with children and wife to cater for. The low income and limited education was a limitation to realising his dream of a comfortable life. Through self-development effort, he took GCE exam and followed it up with a training in sport journalism. Between then and now, a lot of things has changed. He is not only a publisher of popular tabloids like Complete Sports, Complete Football, Success Digest Extra, Complete Water etc, he is also the pioneer of Internet business and training in Nigeria. His examples shows that you don't need a university certificate to make it in life. Let's see what success lessons we can learn from this great Nigerian:
   

• It's never too late to change your direction in life.
  
• Very good books can transform your life.
  
• Don't just read, learn to apply what you read.
  
• Persistence is the key to success.
  
• Never miss it in marriage. A very supportive wife can propel your life to heights you never dreamt of.
  
• It's okay to fail. Don't take it personal. Try again each time you fail.
  
• Don't depend on a single source of income.
  
• Find what you really love doing and how people can pay you for it.
  

1. Leke Alder: He is the CEO of ALDER CONSULTING. He studied law at the university of Ife but never practiced it. His passion lie in the arts. He loves painting and creating art works. He is the fore-runner of the branding industry in Nigeria. Here are the success lessons he propagates:
   

• Follow your heart.
  
• Be willing to pay the price.
  
• Work at developing your gift no matter your educational background.
  
• Be bold and never get discouraged.
  
• Stop managing, start leading.
  
• God cannot be separated from it all.
  

1. Kehinde Kamson (Mrs): She is the CEO of sweet sensation-a business she started as a room and parlour outlet. An accountant by training, her desire to spend more time with her children led her to resign from her job. But she was not idle. She started making cakes for sale which later grew to become a formidable fast food outlet. According to her, success lessons to be adopted are as follows:
   

• Never be afraid to start small.
  
• Build gradually. Don't be in a hurry.
  
• Put passion into everything you do.
  
• Pursue good education.
  
• Right timing is very important.
  
• Never quit.
  
• Always seek God's guidance.
  

1. Larry Izamoje: He is the CEO of Brila 88.9 FM. He was well known for introducing music into sports broadcasting in Nigeria working at OGBC 2 FM, Abeokuta. His is very passionate about talking sports. His company is the first all sports radio station in Nigeria and Africa. Success lessons from his stable are:
   

• Find something that you really love doing.
  
• Don't stay on a job that is depressing you.
  
• Develop a healthy relationship with God.
  
• Keep pedalling. As long as you do, you won't fall.
  
• Be the best at whatever you do.
  
• Don't compare yourself with others.
  
• Be humble. Say no to pride.
  
• Make your money work for you by investing it.
  

1. John Momoh: He was a newscaster with the NTA in the 80's. Now, is the CEO of Channels T.V. He carved a niche for himself in the private T.V. industry years after he decided to set up a unique television station outside government control. He had a stint with poverty living in one room apartment with his seven sibblings and parents. His success story is really spectacular. He teaches us that you are not really down until you begin to think so. Here are success lessons from his stable:
   

• Don't dabble into areas you are not meant to be in.
  
• If nobody trains you, train yourself.
  
• Develop a passion for your dream.
  
• Continously improve yourself.
  
• When opportunity knocks, grab it.
  
• Find your talent, develop it and use it.
  
• Clarify your goals.
  
• Stay on the side of truth.
  
• Add value to other people's life and money will follow.
  

1. Adenike Ogunlesi: She was admitted to study law at the university (ABU Zaria) but dropped out after 2 weeks. Not that she was not brilliant; she felt that university education was not meant for her. She had another passion in making fabrics which she learnt from her mother. She is today the CEO of Ruffle 'n' Tumble. Her uniques success lessons are:
   

• Discover yourself early.
  
• Make a U turn no matter how far you have gone in the wrong direction.
  
• Grow to the top don't jump to the top.
  
• It may be tough but you'll get there.
  
• Develop and master a skill. It will open doors for you.
  
• Youn people should invest in real estate.
  

Go over the success lessons from these 12 great Nigerian over and over again. It is certain you'll start doing something differently.

Decision-Proven Magic Key To Success

Why do so many people fail perpetually and end their lives in frustration? What is the common enemy which every man must practically conquer? What is the quickest path to set feet on the pedestal of fortune and fame?
Several years ago, an analysis of over 25,000 men who had experienced failure was conducted in the U.S. In that prolonged study, it was discovered that lack of decision was the major reason responsible for their failure. In this one life you have, it is expedient for you to acquire the skill of taking prompt decisions on every area of your life. Your decisions should be timely, profitable and life enhancing. You need to build your capacity to take definite decisions so you can effortlessly overcome procrastination-the chief cause of under-achievement and failure.
The ability to take prompt decisions which are rarely changed will empower you to make fortunes beyond your wildest imagination. Such is the experience of hundreds of people who had accumulated fortunes well beyond the million dollar mark.
Widely recognized Internet personalities like Jimmy D. Brown, Yanik Silver, Jim Rohn, Robert Kiyosaki and others to numerous to be mentioned speak glowingly of the successes they had recorded and the fortunes they had created for themselves and others over the years through the power of decisions.
Jim Rohn told a story about his former associates who kept wondering how he became so rich and successful within a short space of 5 years. He took a decision to be rich. He learned money management skills and how to run successful businesses. They refused to change their own ways and remained in the valley of indecision as regards those subject matter. While he became so rich and highly respected 5 years later, those former associates of his remained poor, frustrated and miserable.
Taking prompt decision exert great impact on you it changes your level and rating among others. It moves you forward and makes you fulfilled years after sowing the seed.
Here are other vital points you need to consider as you make effort to positively apply the teachings of this article:
(1) Majority of people who fail to succeed are generally easily influenced by the opinion of others

(2) Opinions are the cheapest commodity on earth

(3) If you are influenced by other people’s opinions. You will not succeed in any undertaking

(4) Keep your own counsel by reaching your own decisions and following them

(5) Take no one into confidence except your frustrated associates

(6) Thousands of men and women carry inferiority complexes with them all through life, because some well meaning but ignorant person destroyed their confidence through ‘opinion’ or ridicule

(7) Don’t disclose your purpose if you need facts or information from other people to enable you reach decisions.

(8) Keep your eyes and ears wide open and your mouth closed if you wish to acquire the habit of prompt decision

(9) Understand that genuine wisdom is usually conspicuous through modesty and silence

(10) Remember that if you talk about your plans too frequently you may be surprised when you learn that some other people has beaten you to your goal

It is now your duty to start taking decisions that will improve your life and make it count.

Get This Book At 75% Discount

Dear Friend,
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Why This Letter?
You are one of my very important personalities on my email list. As a friend, I think you should be the first beneficiary of this life-changing book.
For this reason, you have been chosen as one of those people to pay less for the book if you are ready to meet the conditions.

Where You Come In
Before telling you what you are going to do to have the powerful book delivered to your email box, let me reveal to you what you will find in the book:

10 Chapters Of Irresistible, Powerful And Life-Changing Success Secrets Of The Great And Wealth Building Principles Of Famous People

Yes. You read that sub-heading correctly. You will discover hidden success secrets of famous people in the book. You will knock your head for not having this kind of transformative information before now.
Here are some of the revelations you will find in the book:

• How To Use The Power Of Goals To Reach Your Dreamland
• How To Overcome Procrastination-Your Greatest Enemy Of Success
• How Not To Be A Failure-52 Path To Abundant Success
• 7 Financial Lessons Your Parents Never Taught You….Plus You’ll Never Be Taught At The Lagos Business School
• How To Develop Self-Confidence And Influence People Though Public Speaking
• How To Have Ambition-Your Miracle Trigger
• Budgeting Skills For Dummies-A Simple Plan For A Rosy Financial Future
• 10 Little Known Ways To Ensure You Are Never Broke Again Even Just With The Little You Earn Now
• 13 Shocking Reasons Responsible For Your Failure
• Multiple Skills For The Millenium,Multiple Streams Of Income For Unlimited Wealth

How To Order For The Book
The cover price of the book is N4,000. You enjoy the opportunity to get it at 75% discount i.e. N1,000 only.
Pay to GTB anywhere in Nigeria with the following details:
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Account Number:441-443681-110
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7 Financial Lessons Your Parents Never Taught You………Plus, You Will Never Be Taught At School

Parents like to pamper children to make them enjoy life. This happens especially when they have the financial empowerment to put food on their table and can afford basic necessity for comfort.
Let us consider this scenario created by an adult who remembered his childhood after fumbling with the way he handles the money he had earned in life. He wished he had learnt financial literacy early in life.

‘Mummy loves to make life comfortable for me. My father was not different. They both labored to please us. We had good clothes to wear and always dressed smart. Sometimes when we were in the teenage years, I would overhear my mummy asking my dad when the next salary will be paid. My father, a dedicated civil servant always talk about how the salary is not enough to take him home. As soon as the money is paid, it never settled the bills so there is always carry over and the debt keep pilling up. It is now that I am a financially informed adult that I fully appreciate the problems my parents had.’.
Everyone needs to have one form of financial education or another. It is a subject we cannot ignore.
There are certain things about money and finance that our parents never taught us. Not because they hate us but because of their ignorance which was responsible for the failure in money matters.
If anybody want to live a comfortable life, there are certain skills we must acquire and knowledge to be acquired.

Here are 7 financial Lessons Your Parents Never Taught You

1. Education Will Not Make You Rich But Financial Literacy Will. No matter what profession or class you belong, if you do not get serious about this lesson, your financial life may be in tatters. Go over that sentence again. ‘Education will not make you rich but financial literacy will’. This is the basic principle of creating life comfort and wealth. No matter how lucrative your course is, it will not make you rich. There are many doctors, lawyers, engineers, journalists, broadcasters, marketers, etc. finding it difficult to survive despite the fact that they have good jobs and paid fat salary. What will make you become rich is financial literacy. This one respects no man. It is a law. It cannot be broken. If a person with secondary school certificate has financial literacy, he will be rich. If a professor lacks financial literacy, he will be poor. It is that simple. Stories and examples abound of artisans who never had the privilege of attending the conventional schools but still have home to shelter their families with choice properties. Contrarily, we have also heard about professors and retired civil servants who lived miserable life post retirement just because they lack financial education.



2. The Rich Don’t Work For Money. But our parents told us to work hard at our studies so that we could get good grades, have good degree, get good job and be paid fat salary. They taught us to work for money and that is the life we are living. Whatever your background. No matter how fat your salary is. If you want to be rich, understand this lesson-the Rich Don’t Work For Money. In the contrary, ‘Money Work For The Rich’. Many families, civil servants, politicians, top flight professionals work for money. They are money slaves and money is a wicked task master. It runs away from people who work for it but unbelievably pursue those who make it works for them. Where do you want to belong? Work for money or make money work for you? If you work for money, you will not be rich. If you put your money to work, you will be rich. That is the secret of the rich.

3. Mind Your Own Business. This is another vital lesson in personal finance. If you are working for somebody, what you are entitled to is salary. No more no less. You know nothing about the profits the boss is making through your effort. You end up being the monkey while your boss is the baboon. Haven’t you heard the tale ‘monkey dey work, baboon they chop’ before? Even it is the same thing for civil servants. They work for government. Their job is the business of government. But to be financially independent, you need to have a business of your own. Create a business around your talent and passion. It is the way to wealth. Find people in need of a defined service, give them what they want in exchange for money. The richest people in the world owns personal business they run. A civil servant should consider per time business around their skills. If you have no skill, learn one and sell it to those who need the service.


4. Car, House, Not Your Asset. This phenomenon was formerly popular in the developed countries with mortgage service for citizens. Now that the wind had blown to Nigeria, it is high time we talked about it. Most people think car is an asset. They think having a personal home is an asset yet it is not. An asset is anything that put money into your pocket. i.e. generate income for you. A liability is anything that take money out of your pocket. Be warned. You can never find this definition in your dictionary. If your car does not generate income for you, it is a liability. Simple. If your house does not generate income for you, it is not an asset. It is a liability. Hope you get the gist.? Never forget this lesson. It will determine your ability to create wealth and be happy in life.

5. If You Want To Be Rich, Keep More And Spend Less. This is a discipline you must build. Learn to save. What you save will save you in time of financial crisis. What you save will make you profit from taking opportunities that may arise suddenly in the future. With this, you can grow your wealth.

6. Learn To Create Ideas To Solve Your Money Problems. Whenever you are faced with money problems, think about anything you can sell to raise the money. Think about service you can render to attract the money you want.

7. Work To Learn, Don’t Work For Money: If you are working for somebody, set a goal to become better, wiser and smarter. The better you are, the more you attract favor and opportunities to yourself. If you work for money, you will end up in frustration because money is never enough. Develop your self and multiply your skills. You will never be a loser.
That is the curtain raiser for the financial lessons.

Timeless Lessons From 7 Principles Of The Eagles

This topic is hot and has great life-changing impact. The first time I learnt about the 7 principles of the eagles was from a request by readers of Monday Tribune calling on the columnist of the financial tribune inspirati section-Lanre Oyetade to repeat his previous write up on this topic.
Yes. I made effort to get the full gist when he responded positively to the clarion call of the loyal readers.
It seems the lessons from the 7 principles of the eagles is timeless. Why I said so is not far fetched. Just recently, it was repeated again on the said column through popular demand.
What are these principles that makes the eagle so special. What lessons can we derive from them.
I will recall each principles and lessons we can all learn from the 7 principles of the eagles in a simple and easy to understand way.

1. The Eagle Flies At High Altitude And It does Alone. This is an amazing principle of the eagle which very few people can cope with. The eagle is not found among sparrows or other smaller birds. The eagles flies in altitude only one kind of bird can fly-the eagle. Never with other birds and never in flocks. What is the lesson here? If you ever want to do something great in life, learn to be alone and when you are with people, share your time with people of same ambition and desires

2. The Eagle Has Strong And Unbelievable Vision: This vision is so sharp to the extent that it can capture objects 5 kilometers from the air. No matter the obstacle, the eagle focus on its prey and does not back out until the prey is captured. Many obstacle will appear to distract you in life. Stay focused and never allow dissenting views and voices to deter you from your vital goals in life.

3. The Eagle Eats Fresh Prey. Vultures can feed on dead animals but not the eagle. The eagle is so choosy and special that it feeds on fresh prey only. What is the import of this principle to you? Stale information will never do you good. Update yourself regularly with fresh information from reliable sources. Research your subject areas and use it for maximum benefit.

4. The Eagle Gets Excited In The Midst Of Storm. Other animals can run from adversity but not the eagle. The eagle loves gathering cloud. In fact, it thrive best in the midst of storm and winds. How often do you allow opposition to discourage you? Learn from the eagle. Use life’s storm to be better, wiser, greater, wealthier and healthier. Challenges should be your stepping stone to your success and not to your destruction. Jesus Christ went to sleep in the midst of the storm instead of fretting like the disciples. Learn to rest and soar during the time of storm in your life. That is the secret of the eagle.

5. The Eagle Tests Before Trusting. There is a saying that says ‘trust but verify’. I believe it was coined from the principle of the eagle. This principle is peculiar to the female eagle which subject the male eagle to vigorous testing before allowing the male to mate with her. This principle could be applied in our relationship with others especially when we want to enter one kind of agreement or partnership with others. Test the commitment of people before you trust them with your time and resources.

6. The Eagles Prepares For Training: The male and female eagles takes the baby eagle to a mountain top at high altitude to prepare it for the challenge of flying at great heights. When the baby eagle is released, the free fall at first is frightening but the mother eagle soon come to the rescue and the process is repeated again until the baby eagle can fly alone at high altitude in the manner of the parents. Challenges of life are inevitable. It is a training period for higher responsibilities. The better you are at managing your battles in life, the wiser and more responsible you become. Preparation is vital for future success.

7. When The Eagle Feels Weak, And About To Die, He Retires To A Place Far Away In The Dark. The eagle does this to shed old wind and grow new ones. Stress and fatigue is part of life. There is need to learn how to retire to a quite place for periodic retreat and strategic thinking with planning. The freshness gained from such practice improves productivity and quality of life. It also prolongs life. Take time to refresh. It is and indispensable tool for success and longevity.

Do Your Home Work If You Want To Be Rich

Robert Kiyosaki has written books which has caught my fancy. I had learnt basic financial intelligence from his widely celebrated best-selling title: Rich Dad, Poor Dad.
No. I don’t intend to say much about that book now. This one I want to talk about was released in 2001. I had seen the title on pages of specialized financial publications and heard about it on adverts.
I Eventually Got My Copy
Fortunately for me, I was able to raise the money to buy my personal copy in 2009. The lessons are as fresh as when it was first written in 2001. Think about words like ‘If you want to be rich, don’t go to school’. That is too radical for a juvenile mind to understand. What about this ‘If you want to be rich, do your home work’. Okay, if that one too is radical or difficult to understand what about this too ‘My banker don’t ask for my report card’. Then what does my banker ask for? He also went on to say ‘money does not make you rich’. Ooh! Then what makes one to be rich?
You may not have all the gist in this difficult to resist financial tips goldmine for anyone who desires true and winning financial success.

61 Insights For Your Home Work
These quotes are culled from the book ‘Rich Kid, Smart Kid’ . They will open your eyes to fully discover the secrets to financial success.

1. For the first time in history, many well-educated people are facing the same economic difficulties that less educated are facing.
2. In the industrial age, the rules were go to school, get good grades, find a safe, secure job with benefits, and stay there all your life.
3. In the information age, the rules are go to school, get good grades, find a job and then retrain yourself for that job.
4. To keep up with change, you need to relearn everything every 18 months
5. In the information age.what you learned is important, but not as important as how fast you ran learn, change, and adapt to new information
6. In the Industrial age, the smart kids went on to become doctors and lawyers. They made the big bucks.
7. In the Information age, the people who make the big bucks are the athletes, actor and musicians. Many of the doctors and other professional people are actually making less than they did in the Industrial age.
8. Instead of hoping to find a good job with a big company, more and more students are starting their own business in their dorm rooms.
9. Home schooling is no longer a fringe form of alternative education. Today, the number of kids being educated at home is increasing by 15%.
10. A person does not need to go to college to learn facts. He can learn them from books.
11. Imagination is more important than knowledge
12. Money is an idea
13. Financial intelligence is not about how much money you make, it’s about how much money you keep and how hard that money works for you.
14. Too many people work too hard for money and slowly kill themselves in the process
15. Too many people think about working harder rather than about how to have more fun and enjoy this great gift of life
16. 85% of a person’s success in life is due to ‘skill in human engineering’. The ability to communicate and get along with people is much more important than technical expertise
17. Your true education begins when you leave school
Read On

How To Write An Attractive And Compelling C.V.

Your C.V. is your sales presentation when hunting for any job you want. The way you package yourself will determine the kind of response you receive from your prospective employers.
Not many people can successfully sell themselves through this medium. Some C.V’s. flying around are so badly packaged that it never impress employers. Those without grammatical errors have nothing to differentiate them from others.
In order to grab the best job you so desire, you must write your C.V. attractively and make it irresistible.
This article is to reveal the secret techniques many job seekers never knew exist. They are not common and very few people could dare to implement the techniques.

Before laying the techniques bare before your eyes, let me bring to your notice what someone wrote about getting any position you want. ‘
He says ‘It is very easy to get any position one wants providing one has eh ability o fill it and make the right sort of approach in applying for the position’.

Now, let us get to business. Here are the winning steps to follow in writing an attractive and job pulling C.V.

1. Decide what position you desire: This is where to start. Edwin C. Barnes decided to become the business partner of Thomas Edison before he work for his company. The opportunity he sought came 5 years after he has worked as a cleaner in the same company. He grabbed that opportunity when it came calling. Thomas Edison promptly made him his sales manager. Decide ahead what kind of position you seek.
2. Accurately grade yourself in the following 17 principles of success:
i. Definite major purpose
ii. Self confidence
iii. Initiative
iv. Habit of saving
v. Imagination
vi. Enthusiasm
vii. Self-Control
viii. Covering Extra Mile
ix. Pleasing Personality
x. Accurate Thinking
xi. Concentration of Effort
xii. Cooperation
xiii. Profiting From Failures
xiv. Tolerance
xv. Golden Rule Application
xvi. Health Habits
xvii. Master Mind Applied

Score yourself marks in %.

3. State your age, nationality, schooling, work experience, email address, GSM number.
4. Send names and addresses of references
5. Write a covering letter stating
i. The C.V. sent
ii. The Position you seek
iii. Ask for opportunity to offer your service free for at least 1 month

6. Neatly type-set the C.V. without grammatical errors
7. Attach a recently taken photograph of yours.

Pitfalls To Avoid
1. Never apply for any position above you personal ability, education, race and experience
2. Do not make the mistake of grading yourself too high
3. Insincerity will kill your effort

Finally, remember that there is always a place for someone who sincerely follow he habit of rendering more service and better than that for which he is paid to do no matter how many depressions may come and go.

How To Get The Job You Want Anywhere You Desire

How To Get The Job You Want Anywhere You Desire

The global recession has unleashed unto the world a precarious situation of severe job loss. Many young people currently in college are trained to pick up job in areas that matches their skills. The problem is, those who are in jobs are being retrenched by companies to save cost and survive the recession.
The ghost of unemployment is on the high rise. What hope is there for you as a job seeker?

Think Out Of The Box

Is it possible for you to still get any job you want in this seemingly difficult world unemployment situation? Yes. That is why I am writing this piece to open your eyes to creative principles that can land you the job you want.

Warning…………
If you are not ready to do what is unconventional and imaginative, don’t bother to read further. These job hunting techniques I want to reveal to you are not what the job seekers out there are doing. They are proven methods that work at all times if they are faithfully applied.

Get The Job You Want In 8 Simple Steps
Before I go into the proven secrets of getting any job you want, let me relate to you the life story of a young job seeker who used creative methods to get the CEO of his prospective company to want his service so desperately that he was engaged even before going for his national youth service.
This story I want to relate to you was narrated by the CEO of the company. Enjoy it……
‘I met Abdullahi in February 1996. No, I didn’t me him. He wrote me a letter from Kano, which he sent by courier. The letter reads:
Dear Sir,
I have just read the January 1996 edition of your un-put-down-able magazine; and I was most impressed by the practicability and workability of the ideas it espoused, especially those contained in the 6 Great Ideas To Brighten Your life in 1996; Roger Dawson’s You Can Get Anything You Wand and Ziglar Teachers You How To Set Goals to mention but a few.
It was after I was trough with it that I went back to the book I was reading-Enthusiasm Make The Difference By Norman V. Peale-where I read an idea which I believe if put to use by your organization will boost your sales, lead to production of top-flight managers in Nigeria who will better manage the Nigerian economy and also improve our lots.
I am 26-year-old graduate of Economics from Bayero University, Kano. I will be going for service in either late May or early June, so this leaves us with at least about 4 months to test the practicability or otherwise of this idea.
It will cost your organization nothing but a letter of introduction and a few unsold copies of your reputable magazine Success Digest. This idea has worked miracles in the United States of America, and I believe it can also work wonders in Nigeria.
I will give you a sketch of the idea when we meet-if you would give me an appointment to see you, Sir. I could be reached through….
I am presently in Kano, but I’ll be in Lagos in the first week of February 1996.
I patiently await hearing from you.
Kind regards.
Abdullahi Lawore.

That was the master piece written by this smart young Nigerian unemployed graduate. The CEO was so impressed that he promptly reached for the phone and contacted this ‘genius’ Abdullahi. He promptly gave him an appointment to see him in Lagos.
After their meeting in Lagos, the CEO has this to say about the subsequent events…
‘The young man left my office only to turn up with a comprehensive detail of his strategy for selling Success Digest. Again, it was an arresting piece of information he put together. I couldn’t resist the urge to tell him to go ahead to practicalize his dream. That was how Abdullahi Lawore found himself a job.
Should I tell you the end of the story? After this pre-national youth service freelance job placement, the CEO hired Abdullahi after his youth service. No one wants to lose a smart and diligent enterprising go-giver.

How To Get The Job You Want In 8 Simple Steps

1. Self Belief: No one can get any job he desperately desires without proven self belief. Think about the content of the letter the young man used as an example above wrote.
2. Prompt Action: When you have something to offer, act on it promptly. Express your desire and service you wish to offer in a creative and concise way as to make your offer irresistible.
3. Applied Faith: Without faith, you cannot bring to life what is not yet in existence. You want the job you want right? You must believe that you can get it. Imagine yourself doing that job the best way you could.
4. No procrastination: When idea comes to you, the best time to implement it is immediately. Don’t waste time. Contact the authorities you want to work for. Remember that the young man never waited for job vacancy advert before acting on his idea.
5. Go Extra Mile: Do something unusual to create an irresistible impression in your prospective employer. Don’t be afraid to sacrifice some amount to get across to your employer speedily e.g. using courier or speed post.
6. Handle Rejection Carefully: on your way to implementing your ideas, not everybody you contact will accept your proposal. Learn to handle rejection carefully.
7. Focus On Service Before Reward: Concentrate on what you want to offer. Build your interest in the special service you have to offer. The reward will surely follow in droves.
8. Package an attractive C.V. that forces your prospective employer to fall over themselves for your service. This is how to be in control of your job hunting exercise.

I'll be talking on How To Write An Attractive C.V. in the next issue....stay tuned

52 Proven Path To Abundant Success

Discover The Simplest Steps To Motivate Yourself For Life-Time Achievement

The truth is, many people desire success and achievement but they are soon frustrated by lack of correct and timely information. If you really seek easy steps to life-time riches, here they are in a box…

1 No One Drift To Success. Understand that the person who acts with purpose and a plan attracts opportunities
2 Learn How To Live Your Own Life. Name any highly successful individual you know. You will find out that they are unique in what they do. You have the prerogative over your mind. Exercise it. It is the only unchallengeable right you have.
3 Motivate yourself To Achieve Success. How do you get this done? Develop a burning desire for something you wish to have in order to reach a greater goal. Stop wishing. Decide definitely that you will have it.
4 Budget Your Time And Income. The successful person budgets time, income and expenditures. This skill will empower you to be disciplined.
5 Create Strength Out Of Struggle. Struggle is a clever way through nature compels humanity to develop, expand and progress. Without it, success is unthinkable. Begin to see struggle and difficulty as your opportunity to fully realize your dream.
6 Be Sincere To Yourself And Others. Sincerity is a trait that pays off in self-satisfaction, self-respect and spiritual ability. Others can easily detect your sincere disposition. It will sustain you through difficult periods.
7 Be Hopeful At All Times. Hope is the raw material for building success. It transforms into faith. Faith into determination and determination into action. Hope never make ashamed. It has great powers and possibilities.
8 Cultivate Patience. Patience has been described as the courage to change the things you can, the willingness to accept the things you cannot and the wisdom to know the difference. Patience is a positive force to direct your destiny. The power of patience strengthens you to overcome obstacles.
9 Be Flexible. Flexibility means the ability to bend mentally and physically to adapt one’s self to any circumstances or environment while maintaining self-control and composure. This is the first trait of a pleasing personality.
10 Imbibe Enthusiasm. ‘Enthusiasm is the radio wave by which you transmit your personality to others’. It is more powerful than logic. Know for sure that nothing great is ever achieved without enthusiasm. It is the winning skill to get others to accept you and your point of view.
11 Use Your Personal Magnetism. Here is the secret to influencing others and making friends. You can get people to find it difficult to resist you even on initial contact with this skill. Everybody has a measure of personal magnetism. Learn to use your own profitably.
12 Have Confidence In Yourself. Out there are people who are ever ready to shout you down and kill your dream. Self confidence is the only means to make your subconscious mind to work for you. Remember that your subconscious mind believe everything it is told. Use your subconscious mind to build your self confidence.
13 Strengthen Your Strength Of Humor. Develop a cheerful disposition. It will make you more likable and attractive.
14 Exhibit Creative Showmanship. You can get yourself into the heart of others by simply paying special attention to niceties of courtesy and politeness. You’ll be more appreciated if you appreciate the values of others.
15 Choose Your Goal. About 2 out of every hundred people actually know what they want from life. These are the leaders in every walk of life. They make life pay off on their own terms. Decide precisely what you want, how much of it you want and when you want to have it in possession.
16 Use Your Personal Initiative. Personal initiative is the only cure for procrastination. There is no more destructive human habit than procrastination. Take voluntary action daily towards achieving your goal. This is personal initiative.
17 Get The Job You Want. The best job offered you may not be the one with the highest pay. Always think about the future and what you really want to become when hunting for job.
18 Smartly Get Your Promotion. Though not in the conventional way. A creative way to get unusual promotion is to offer more and better service than is expected of you.
19 Be Resourceful. If you cannot do a task, find someone who can do it so that you still achieve your results. You will be marked out as a good executive material.
20 Lend A Helping Hand. One of the surest ways to achieve your own success is to help others to attain theirs. Almost anyone can contribute to those who are less fortunate.
21 Live Harmoniously With Others. If you can’t get along harmoniously with others, you cannot be successful. Follow peace with all men. Even without it, no man can see the Lord.
22 Let Others Help You Achieve Success. It is certain that success will come more quickly if you learn to use the education, experience, ability and influence of others.
23 Welcome Help From Others. In your time of worry, you cannot think clearly. This is the time to seek the aid of others whose minds are not clouded by fear and worry.
24 Work With Your Team. Cooperation is indispensable in your home, your job and your social life. Learn to induce friendly cooperation from others.
25 Operate Under The Force Of Humility. No. Humility is not a negative virtue. All of humanity’s greatest advances whether spiritual or material has been based on it. No matter what your goal is, humility is a powerful and positive trait you need to achieve personal success.
26 Boost Your Self Esteem. One of the most effective ways to boost your self esteem is to find some persons as models whose achievement you would like to equal or exceed.
27 Wake Up To Meet Your Positive Self. If you aspire to the higher planes of success in life, you should become better acquainted with that great, powerful, positive self who lives in your body.
28 Acquire The Power Of Positive Mental Attitude. Whatever your mind can conceive and believe, your mind can achieve. Learn to positively take possession of the power of your mind and direct it to ends of your own choice.
29 Tell Yourself ‘I Can Do It’. Remember that you cannot stand still. You must move upward towards success or downward toward failure. The choice is yours.
30 Practice The Habit Of Optimism. Optimism develop from good sense of humor, hopefulness, ability to overcome fear, contentment, positive mental attitude, flexibility faith, decisiveness and enthusiasm. Instead of worrying about the bad things that might befall you, spend a few minutes everyday enumerating pleasant events that will happen tomorrow.
31 Control Your Mental Attitude. Your mental attitude can be controlled by a burning desire, close association with people who are positive minded, daily devotion and definite directives.
32 Appreciate The Value Of Positive Thinking. A positive mind attracts opportunities for success while a negative mind repels opportunities and never take advantage of them when they arise.
33 Let Habits Work For You. All of us are ruled by habits. Reorganize your habits and build success habits by concentrating your effort on whatever the desire.
34 Think Accurately. Accurate thinking separates facts from fiction. Facts are also separated into important and unimportant ones. Accurate thinkers know that emotions are not reliable. Accurate thinkers protect themselves through the power of reason and rules of logic.
35 Cultivate Creative Vision. Creative vision reveals new ideas, concepts and plans. It operates through the sixth sense. This is the way to discover new inventions and products. New breakthroughs are impossible without creative vision.
36 Concentrate Your Effort. Most successful people have mastered the skill of concentrating on a single thing at a time, instead of spreading their efforts over many fields.
37 Have An Open Mind. Intolerance is a two edged sword that cuts off opportunities and lines of communication. Open mind helps you to develop vision.
38 Recognize Blessings In Failure. Surely, failure sometimes becomes a blessing. If often opens new doors to opportunity. It also provides firsthand knowledge of the realities of life.
39 Learn From Defeat. There is adversity in life. However, each adversity comes with the seed of equivalent benefit. Defeat bring people under a spirit of humility so that they can acquire wisdom and understanding.
40 Overcome Fear To Reach Your Goal. Fear is an obstacle to success. It is your responsibility to control fear and turn it into useful tool for your success.
41 Discipline Yourself. According to Benjamin Disreali-former British Prime Minister who developed his willpower to its greatest capacity after repeated failures, ‘The secret of success is constancy of purpose’. You should turn on the full powers of your will and take complete control of your life.
42 Stop Making Failure Out Of Your Children. Napoleon Hill’s step mother gave him the best chance to take a shot at responsible living. She created time to build him up in skills he never thought he could acquire. History shows the great success he later achieved. Learn to give your children reputation to live up to irrespective of their mistakes today.
43 Identify The Spiritual Power Of Grief. Sorrow can serve a highly useful spiritual purpose. It can break old, unproductive habit. It is also a medicine for the soul and mind.
44 Look In The Mirror. There is a man who can help you attain your life’s success. You must learn to depend upon him and get acquainted with him. Check him out in the mirror.
45 Never Surrender Your Emotion To Mean People. No one can make you angry or hurt your feelings without your cooperation. If anyone offend you, forgive and put your hurt behind as quickly as possible. Your state of mind is something you can control completely. Never surrender it to intruders who envy you and are determined to get you offended.
46 Use The Unbeatable Master. Faith is the unbeatable master. Choose faith instead of fear. Condition your mind to believe. Put your faith to work. Active faith knows no fear. No self-imposed limitations. With faith, you’ll be mightier than disaster, stronger than failure and more powerful than fear.
47 Give Thanks Everyday. Whatever status of success you may attain, remember that you did not do it alone. Some people contributed to it. Show gratitude to God and those who have helped you one time or the other. By so doing, your personality will become more courtly, dignified and gracious.
48 Close Your Door Against Unpleasant Experiences. Your experiences-good or bad are not important in themselves. What counts is your reaction to those experiences.
49 Be Contented. We brought nothing into this world and it is certain that we can carry nothing out. Be contented with whatever you have while working to attain your desired goal.
50 Not Too Much, Not Too Little. Seek happiness. Success is not all about riches. Money alone cannot bring peace of mind. Strive to be the master of money and not its slave.
51 Take Time To Assess Yourself. Critical and sincere self-analysis is very important. When often neglected, it is possible to derail from your target and be distracted so find time to review your activities and lifestyle.
52 Apply The Golden Rule. Life is a boomerang. What you sow, you shall reap. Be ready always to do to others what you want them to do unto you. Show love and kindness to others. By so doing, you too will get affection from them.

Maintaining Honesty and Integrity by Jim Rohn (excerpted from Cultivating an Unshakable Character)

What has honesty and integrity got to do with success? In today's world, these are values not often appreciated and it cuts across all shades of life. Government tactically ignore it in burning national and global issues. In the place of work, those who dare to keep these virtues are looked upon as misfit-fools. But here is a reminder to the necessity of these values if you really desire true success. You will make them your inseparable companion. Find what Jim Rohn has to say about this evergreen concept......

For a leader, honesty and integrity are absolutely essential to survival. A lot of business people don't realize how closely they're being watched by their subordinates. Remember when you were a kid in grammar school, how you used to sit there staring at your teacher all day? By the end of the school year, you could do a perfect imitation of all your teacher's mannerisms. You were aware of the slightest nuances in your teacher's voice - all the little clues that distinguished levels of meaning that told you the difference between bluff and "now I mean business".

And you were able to do that after eight or nine months of observation. Suppose you had five or 10 years. Do you think there would have been anything about your teacher you didn't know?

Now fast forward and use that analogy as a manager. Do you think there's anything your people don't know about you right this minute? If you haven't been totally aboveboard and honest with them, do you really think you've gotten away with it? Not too likely. But if you've been led to believe that you've gotten away with it, there might be a good probability that people are afraid of you, and that's a problem in its own right.

But there is another side of this coin. In any organization, people want to believe in their leaders. If you give them reason to trust you, they're not going to go looking for reasons to think otherwise, and they'll be just as perceptive about your positive qualities as they are about the negative ones.

A situation that happened some years ago at a company in the Midwest illustrates this perfectly. The wife of a new employee experienced complications in the delivery of a baby. There was a medical bill of more than $10,000, and the health insurance company didn't want to cover it. The employee hadn't been on the payroll long enough, the pregnancy was a preexisting condition, etc,etc,..

In any case, the employee was desperate. He approached the company CEO and asked him to talk to the insurance people. The CEO agreed, and the next thing the employee knew, the bill was gone and the charges were rescinded.

Then he told some colleagues about the way the CEO had so readily used his influence with the insurance company, they just shook their heads and smiled. The CEO had paid the bill out of his own pocket, and everybody knew it, no matter how quietly it had been done.

Now an act of dishonesty can't be hidden either, and it will instantly undermine the authority of a leader. But an act of integrity and kindness like the example above is just as obvious to all concerned. When you're in a leadership position, you have the choice of how you will be seen, but you will be seen one way or the other, make no mistake about it.

One of the most challenging areas of leadership is your family. Leadership of a family demands even higher standards of honesty and integrity, and the stakes are higher too. You can replace disgruntled employees and start over. You can even get a new job for yourself, if it comes to that. But your family can't be shuffled like a deck of cards. If you haven't noticed, kids are great moral philosophers, especially as they get into adolescence. They're determined to discover and expose any kind of hypocrisy, phoniness, or lack of integrity on the part of authority figures, and if we're parents, that means us. It's frightening how unforgiving kids can be about this, but it really isn't a conscious decision on their part; it's just a necessary phase of growing up.

They're testing everything, especially their parents.

As a person of integrity yourself, you'll find it easy to teach integrity to your kids, and they in turn will find it easy to accept you as a teacher. This is a great opportunity and also a supreme responsibility, because kids simply must be taught to tell the truth: to mean what they say and to say what they mean.

Praise is one of the world's most effective teaching and leadership tools. Criticism and blame, even if deserved, are counterproductive unless all other approaches have failed.

Now for the other side of the equation, we all know people who have gotten ahead as a result of dishonest or unethical behavior. When you're a kid, you might naively think that never happens, but when you get older, you realize that it does. Then you think you've really wised up. But that's not the real end of it. When you get older, you see the long-term consequences of dishonest gain, and you realize that in the end it doesn't pay.

“Hope of dishonest gain is the beginning of loss.’ I don't think that old saying refers to loss of money. I think it actually means loss of self-respect. You can have all the material things in the world, but if you've lost respect for yourself, what do you really have? The only way to ever attain success and enjoy it is to achieve it honestly with pride in what you've done.

This isn't just a sermon, it's very practical advice. Not only can you take it to heart - you can take it to the bank.

To Your Success,
Jim Rohn

Multiple Skills For The 21st Centurey:Multiple Streams Of Income For Unlimited Wealth

That was the topic of the lecture I delivered to a selected group of University Students at the campus on the weekend Sunday 19th April, 2009.
The students were highly motivated and desperate to learn about personal development tips and how to be on top of their personal finances.
Their enthusiasm was infectious and that impressed me so much that I asked them to tell me some of their desires. I already knew that every normal human being have desires which they will be ready to do anything legitimate to achieve. Previously, I had learnt that human desires are many and cut across all races and religion. Men are the same every where in terms of what they want in their life time. So in order to practically engage my audience, I put it across to them to say their desires. I pointed at nine people who listed the following desires one after the order……..

1. Success
2. Good Health
3. Serve God
4. Be wealthy or rich
5. Authority/Power
6. To Be Loved
7. To Be secured
8. To own Business
9. To Look beautiful/decent/presentable

Those smart students who gave those correct answers got my free gift of Success Digest Extra each. Success Digest Extra is my top resource material that teaches you how to make money with peace of mind. It is the most demanded business guide that opens your eyes to money making ideas you never knew existed before. To subscribe for it follow these 2 steps:
1. sign up with fastecash Click Here Now!
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Okay. Enough of that.
What I shared with those group of students who cared enough to devote their evening to learn about financial education and personal development that can empower to start generating life time income right from the campus so that they can attain financial freedom is what you will get in this write up.

So what were they taught in that sensational and unforgettable moment?

13 Top Skills For The 21ST Century
There are skills compatible with the information age. Whatever vocation or profession you may belong, you need multiple skills to survive in the 21st century. Every skill you acquire have a cycle and season. If it is up today, it may be down tomorrow. A good example is the current global meltdown in the stock market.
Once there is no more demand for the service your skill can provide, you stop earning sustainable income from it. That can hut your finance and negatively affect your family. You want to be able to put food on your table so that your wife and children can feed well and live a good life but if your single source of income is blocked what can you do? I don’t wish that for your enemy.
Smart people in the 21st century knows that what they need to bullet-proof themselves from poverty and attain financial security is to acquire multiple skills and earn multiple streams of income.
These 13 Top Skills naturally attract income that could swell your bank account so let’s consider them one after the other………..
Skill 1 Entrepreneural Skill: You need to learn to make money one way or the other. You want to be rich or wealth. Wages can make you comfortable but you only be wealthy when you make profit. The only way to profit is through entrepreneurial vocation. Every profession has its entrepreneurial side. Explore it. It is a vital skill for the 21st century. Learn to create wealth through business enterprise.

Skill 2 Internet Skill: Every top money earners and highly rated professionals in every field are internet savvy. You want to get to the top right? You need to acquire internet skills. You don’t have to know everything but know basic concept of how it works and how you can use it profitably.

Skill 3 Computer Skill: This is closely related to internet skills. Get familiar with basic computing skills. Enroll for a computer training class. It is one of the vital machine you cannot ignore in the 21st century. Learn how to operate the computer by yourself. There is a way you can operate the computer without typing skills if you are scared of taking typing lessons. Money will follow this skill. It is guaranteed. Top companies want people in their organization in specific fields but they must be able to use the computer machine. So empower yourself and make yourself attractive to your prospective employer.

Skill 4 Writing Skill: Can you talk? Then you can write. Put down your thought down on paper. You can do this easily and inexpensively. You can afford to get a pencil and jotter right? So learn to write as if you are talking. That is what I am just doing as I write this article for you to read. It is as if I am talking to you. Are you following? Ok.
Know certainly that some people are right there waiting for you to share your knowledge with them. Writing it down makes it easy for these people to learn from you through your books when you are not physically there. There are software you can use to translate your voice to letters and simple book people can read. It is a time tested skill that generates life time income if you master the skill.

Skill 5 Sales Skill: No one get to use your service if you don’t offer it to them. When you sell successfully, you will make money. When you make money, you can earn profit. On vital skill you must acquire is how to sell yourself successfully through life. Napoleon Hill has done justice to this topic in his book-Think and grow rich. Leave a comment on this post at the comment link if you wish to get a free copy of the powerful, life-changing book.
Skill 6 Budgeting Skill: A vital skill you can certainly not afford to ignore in the 21st century is how to budget your time and money. Determine in advance how you want to spend your money before you get it physically. You can double your income instantly with this skill. You will be empowered to be more productive and highly effective. Most income earners fail in their quest to be financially secure and free because of lack of this skill.

Skill 7 Copy Writing Skill: How do you attract people to beg you for your service or product? It is through persuasive writing skill. Your offer must be compelling and crowd pulling. It must grab the attention of the readers. This is the secret behind the success of newspapers and highly successful publications. It about knowing powerful words that sell and make your offer irresistible. You need to learn this skill. With this singular skill, your clients will keep on asking for more.

Skill 8 Money Management Skill: No matter how much you earn if you don’t know how to manage it, you cannot expect to become rich or wealthy. It is easier to spend money than to manage it. Your attitude to money is vital to your financial success and the only way to attain such lofty height is to learn how to manage money. It is a time tested, proven strategy for creating and building wealth. You should master this skill. It will empower you to generate income for life. I shall elaborate more on this very soon.

Skill 9 Marketing Skill: Getting your prospective clients to know about your service or product and getting it into their subconscious mind until they are consumed with the desire to exchange their money for your service is what marketing is about. People must be exposed to what you have to offer before they can buy it. If they don’t know about it, they won’t buy it. If they don’t buy, you won’t make money.

Skill 10 Public Speaking Skill: Some folks find it very difficult to stand before people to talk. They are scared to hell just because they lack the ‘know how’. If you want to truly make friends and positively influence people, this is a vital skill to acquire. Some doors cannot be opened for you until you acquire this skill. It will connect you with people you never imagined you can meet in your life time. Apart from that, this industry is a multibillion dollar income generating niche.

Skill 11 Organizational Skill: Learn to get people to do certain defined project within a limit of time. This skill will position you for leadership automatically. It is about using the talent and time of others to achieve a target. In your case it could be to make more money.

Skill 12 Farming Skill: Not the type you are thinking about. Simple gardening is the most popular aspect of this skill. What about keeping a backyard poultry or snail raring? This skill puts you in control of the king of food and meat you eat and it is vital for your good health and long life.

Skill 13 Cooking Skill: People like good food. It adds pleasure to life and guarantees satisfaction. There are recipes that keep those who eat licking their fingers while they ask for more. Special recipes once you know them are needed by other people hanging out there. They will be ready to pay you to teach them how you do it so effortlessly to the delight of others.

There you have it. Multiple skills that guarantees you continue to generate a life time income.

I had promised to elaborate on money management skill earlier in this write up. So let us talk about it but succinctly.

7 Money Management Skills Guaranteed To Put You OnThe Path To Wealth

These are the money habits of the rich. You need to adopt it from today to spice up your personal finance.
1. Value It. What is the value of money to you? Do you know that you can get rich on one dollar a day? You can replace that with the currency of your country wherever you might be reading this piece. At the rate of 20% interest, one dollar will be $1million in 32 years. So that one dollar in your hand is a money seed. It is a potential million. Don’t waste it. Value it.
2. Control it. You should be able to determine where your money goes. Do this in advance. Write it down. Get a ledger book for your expenditure so that you can track how you spend your money. You will have information of how usefully you have been spending your money.
3. Save It. Expert advice that you save at least 10% of your profit or wage. Pay yourself first. By saving money, you are laying the foundation for your wealth. The money you save will save you. The money you save must have a purpose. In summary, if you don’t value money, you won’t make the effort to control it. If you don’t control it, you won’t be able to save it. If you can’t save it, there won’t be any surplus to invest. That leads us naturally to the 4th money skill you must acquire.
4. Invest It. There are investment vehicles you can use to multiply money. Stock market investment and real estate guarantees a life time of passive income. Learn to invest. This is what you should use your savings for.
5. Make It. This is the entrepreneurial side of money. This is the path to regular income and profit. With wage, you earn income but with making money, you can generate profit.
6. Shield It. The rich set up corporation to protect their wealth. You should think about that after you had successfully reach step 5.
7. Share It. Bill Gates foundation is currently sharing his life time wealth with poor African Countries to fight polio virus and malaria scourge. This is how to put wealth to work. Use it to empower others and add value to their lives. Make them live comfortably through humanitarian services. Bill Gates has estimated that for the next 100 years, he will keep on spending money without having to work for money again. He earn $3million per day.

Yes. There is it. The hidden money management skills you had always wanted to know. I hope you’ll give yourself the chance to profit from this life-changing information. Take ACTION and take practical steps to implement them personally.